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New online guide for students provides key facts and tips for responsible
borrowing at university has been issued by APACS.
The guide provides a of information on borrowing with a focus on credit cards
It includes tips for safe borrowing and good financial management, advice on
protection against fraud, and a list of benefits and risks, with 10 questions to
ask before choosing a credit card.
While APACS figures show that only one in four people aged between 18 and 24 has
a credit card, a large number of students remain concerned about personal
finance issues.
Sandra Quinn, director of communications at APACS, commented: “This advice guide
is designed as a quick and easy checklist for students.
"It provides information they need to make informed decisions about their
personal finances and clearly explains the various card payment options
available to them.
"Nowadays, most students expect to be in debt when they graduate and whilst it
might be impossible to avoid student loan debt, getting a handle on managing
your finances can make the world of difference.
“We have an important role to play in educating all people, not just students,
about responsible borrowing and the benefits and risks of using plastic cards.”
Source:
Getting Paid
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